VerraTerra LLC - Real Estate That Makes Sense
At VerraTerra, we've combined the best practices of the traditional real estate business models with the effectiveness and cost efficiency of the online models to bring you quality real estate services for a flat fee.
We’re looking for one unique individual to be a part of an incredible and revolutionary real estate company called VerraTerra LLC. VerraTerra loosely translates to Truth in Real Estate. That is what we are and what we represent to our clients. Many of the skills and traits we want in a team member are similar to those anyone one would ask for: honest and reliable, someone who is organized, … [Read more...]
Qualification The first step to take when purchasing a new home is to speak to your selected mortgage advisor to find out a) what you qualify for by taking your application and pulling your credit and b) choose the financing option that works best for you and your goals for your new home. Purchase and Sale After you are pre-qualified you will likely look at homes with your real estate agent. … [Read more...]
So I've always had story ideas or book ideas for a long time. Never ever put them in writing cause, well, I'm not a writer. Thinking back to all my reports and papers I've written for school (and the mediocre grades I got for them) just confirmed that I wasn't a writer. However, over the last month, I've come to the realization that being something ...like a writer...is just a mindset and if … [Read more...]
Fair housing laws were created to prevent individuals from being unfairly discriminated against when it came to housing. At the federal level, no one can be discriminated because of race, color, religion, sex, handicap, familial status, or national origin in the sale, rental, or advertising of a residential property. Each of these are considered protected classes. At the city level, each city … [Read more...]
I was recently part of a short discussion on Trulia Voices regarding agents that discount their commission verses agents that charge a "full" fee. The discussion was directed towards sellers though the vast majority of respondents were agents. The overwhelming majority opinion from the other real estate agents was that "full" fee agents were better than an agent that would discount their … [Read more...]
The three main credit bureaus -- Transunion, Experian, and Equifax -- give you a grade on your creditworthiness according to what your creditors report to them. FICO scoring model is still the heart. FICO stands for Fair, Isaac and Company, the group that designed the model. Here is how they say the score breaks down: 35% - payment history 30% - amounts owed 15% - length of credit … [Read more...]
I would like to welcome Suyny Tasaka of Mortgage Advisory Group as our first contributing author to our blog site. Look for her awesome articles on mortgages and loans on our site in the coming week and beyond. I've been working with Suyny (pronounced Sweeny) for several years and knew she had a wealth of great knowledge and information that can be shared with everyone. Looking forward to it … [Read more...]
In February of this year, President Obama established the National Commission on Fiscal Responsibility and Reform (www.fiscalcommission.gov). Their mission was to identify "policies to improve the fiscal situation in the medium term and to achieve fiscal sustainability over the long run." Their first task was to issue a report on recommendations to achieve their overall mission by December 1, … [Read more...]
Demand November's real estate figures are out and the seasonal slow down has finally presented itself. The most surprising part is this month's pending sales volume was better than each of the last three years! Take a look at the graph. It just beat out November 2009 and 2007. What this means is consumer demand (even in a wintery, cold, and snowy month like we had) remains comparatively … [Read more...]
The Salvation Army, “America’s favorite and most trusted charity,” has been serving the greater Puget Sound area for years. The Salvation Army provides emergency assistance, sheltering, youth services, adult rehabilitation services and is the nation’s largest provider of housing for the homeless. Images of red kettles and bell ringers are probably what come to mind when you think of … [Read more...]
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